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Need Information About Bankruptcy? Total Lawyers Can Help!

Let an experienced bankruptcy attorney help you gain the peace of mind you deserve. Total Lawyers can connect you with a bankruptcy lawyer in a matter of minutes! All you need to do is give us a call at 1 (877) 349-1309 or complete our online case evaluation form. After you are matched with a local bankruptcy attorney in your area, he or she will assist you in understanding your options and guide you through the bankruptcy filing process.

One key aspect of the bankruptcy equation is assessing your financial data. A qualified bankruptcy attorney will be able to help you separate fact from fiction and get you on the road to financial recovery. One thing you can do to begin this assessment is to ask yourself a few questions:

  • Am I heavily in debt, with little hope of clearing the debt in the near future?
  • Am I experiencing a foreclosure? If not, have creditors threatened to foreclose on my home?
  • Is my car or other property in danger of being repossessed? If not, have creditors threatened to take legal action against my property?
  • Do I pay my bills late?
  • Do I only make the minimum payments on my bills?
  • Am I unable to make even minimum payments?
  • Have I given up basic necessities just to make ends meet?
  • Have I bounced any checks in the last month?
  • Are my wages currently, or in danger of, being garnished?
  • Have I recently become fully or partly disabled?
  • I am going through a divorce that results in an increase of expenses but a decrease in my income?

After you have made an honest assessment of your current financial situation don't hesitate to talk to a legal professional about your possible bankruptcy filing.

Once you decide that you want to file bankruptcy, you will need to figure out if you are eligible for a Chapter 7 filing or a Chapter 13 petition. Your bankruptcy attorney will help you work through the logistics on this issue by reviewing your particular financial situation. This process will involve a detailed examination of your finances, so be patient.

If you "pass" the means test, you are eligible to file for Chapter 7. If you "fail" the means test, you may be eligible to file a Chapter 13 petition. Your bankruptcy lawyer will give you the final break down on this issue after the number crunching has taken place. So, getting information and filing for bankruptcy does not have to become a nightmare because there are experienced legal professionals who can help. At Total Lawyers, we have an experienced network of bankruptcy attorneys who can answer your bankruptcy questions. Just complete our online case evaluation form or give us a call at 1 (877) 349-1309.

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